Good morning, James
Your credit report was refreshed 2 hours ago · Claude AI active
Activity Timeline
Recent Disputes
| Account | Bureau | Filed | Status | Letter |
|---|---|---|---|---|
Capital One Platinum Card Late Payment — November 2023 | Equifax | Mar 12, 2025 | In Review | |
Midland Credit Mgmt Collection — $1,240 | All 3 | Feb 28, 2025 | Pending | |
Chase Auto Loan Not Mine — Identity Theft | TransUnion | Jan 14, 2025 | Resolved ✓ |
My Disputes
Track all active and resolved credit report disputes
| Account / Item | Bureau | Date Filed | Status | Action |
|---|---|---|---|---|
Capital One Platinum Card Late Payment — Nov 2023 | Equifax | Mar 12, 2025 | In Review | |
Midland Credit Mgmt Collection — $1,240 | All 3 | Feb 28, 2025 | Pending | |
Chase Auto Loan Not Mine — Fraud | TransUnion | Jan 14, 2025 | Resolved ✓ | |
Portfolio Recovery Assoc. Collection — $890 | Experian | Jan 6, 2025 | Resolved ✓ | |
Wells Fargo Credit Card Wrong Balance Reported | Equifax | Dec 20, 2024 | Denied | |
Navient Student Loan Payment History Error | All 3 | Nov 15, 2024 | Resolved ✓ |
File a New Dispute
Complete the steps below · Claude AI generates your FCRA letter · $15 charged at submission
Which account are you disputing?
Select the inaccurate item from your credit report
What's the dispute reason?
Choose the best description — we'll cite the correct FCRA statute
Describe the inaccuracy
In your own words — Claude will add the legal citations and formal language
Supporting documents
Attach proof to strengthen your dispute — strongly recommended
Select credit bureaus
A tailored letter is sent to each bureau — all covered for the flat $15 fee
Review & pay
Confirm your dispute details — payment is processed once you click Submit
AI Dispute Letters
Claude-generated FCRA letters · $15 per letter · edit and download before sending
Billing & Receipts
Pay-per-dispute · $15.00 per AI letter · no subscription or recurring charges
File Your Dispute
Complete the guided wizard with your account details and what's inaccurate on your report
Pay $15 Once
Secure Stripe checkout · covers all bureaus you select · no recurring charges ever
Get Your AI Letter
Claude generates a personalized FCRA letter instantly — edit, download, or we submit for you
Purchase History
| Letter | Date | Amount | Dispute Status | Receipt |
|---|---|---|---|---|
FCRA § 611 — Capital One Late Payment Equifax · AI Generated | Mar 12, 2025 | $15.00 | In Review | |
Debt Validation — Midland Credit All 3 Bureaus · AI Generated | Feb 28, 2025 | $15.00 | Pending | |
Identity Theft — Chase Auto TransUnion · AI Generated | Jan 14, 2025 | $15.00 | Resolved ✓ | |
FCRA § 611 — Portfolio Recovery Experian · AI Generated | Jan 6, 2025 | $15.00 | Resolved ✓ | |
Goodwill Deletion — Wells Fargo Equifax · AI Generated | Dec 20, 2024 | $15.00 | Denied | |
FCRA § 623(b) — Navient All 3 Bureaus · AI Generated | Nov 15, 2024 | $15.00 | Resolved ✓ | |
Pay-for-Delete — Midland Credit All 3 Bureaus · AI Generated | Oct 30, 2024 | $15.00 | Resolved ✓ |